Best Watches to Buy on EMI: Combining Style and Convenience

Watches have long been more than just timekeeping devices; they are a reflection of one’s style, personality, and often, a symbol of status. Whether you’re a horology enthusiast or simply looking for a reliable and stylish timepiece, the world of watches has a lot to offer. However, finding the perfect watch that fits your style and budget can be challenging. This is where purchasing watches on EMI (Equated Monthly Installments) can be a game-changer. In this article, we’ll explore some of the best watches you can buy on EMI, including both traditional timepieces and modern smartwatches, all while keeping your budget in check.

The Appeal of Watches

Watches have an enduring charm that goes beyond their functional utility. Here are some reasons why people love wearing watches:

  1. Style Statement: Watches are versatile accessories that can complement a wide range of outfits, from formal to casual.
  2. Craftsmanship: Traditional watches are often handcrafted with meticulous attention to detail, making them exquisite pieces of art.
  3. Timekeeping: Despite the prevalence of smartphones, watches remain a reliable and convenient way to check the time discreetly.
  4. Status Symbol: Luxury watches, in particular, are considered status symbols, showcasing one’s success and taste.

Watches on EMI: A Smart Choice

Buying a watch on EMI offers several advantages:

  1. Budget-Friendly: EMI allows you to spread the cost of the watch over several months, making it more affordable and manageable.
  2. Interest-Free Options: Many retailers and credit card companies offer interest-free EMI plans, which means you pay only the actual price of the watch without any added interest.
  3. Convenient Repayment: EMI plans typically come with flexible repayment options, allowing you to choose a tenure that suits your financial situation.
  4. Upgrade Possibilities: EMI plans may enable you to afford a higher-end watch than you initially thought possible.

Now, let’s dive into some of the best watches to buy on EMI:

Traditional Timepieces

  • Rolex Submariner

The Rolex Submariner is a legendary dive watch known for its robustness and timeless design. While it’s a luxury watch, buying it on EMI can make it more accessible for watch enthusiasts.

  • Omega Speedmaster

The Omega Speedmaster is famous for being the first watch on the moon. Its iconic design and precision make it a favorite among collectors. EMI options can help you own this piece of history.

  • TAG Heuer Carrera

TAG Heuer’s Carrera collection is synonymous with motorsport and elegance. Purchasing a TAG Heuer watch on EMI can be an ideal way to own a piece of luxury.

  • Tissot Le Locle

For those looking for Swiss craftsmanship without breaking the bank, the Tissot Le Locle is an excellent choice. It offers classic style and precision at an affordable price, and EMI plans can make it even more budget-friendly.


  • Apple Watch Series 7

The Apple Watch Series 7 is a feature-packed smartwatch with health tracking, fitness capabilities, and seamless integration with iOS devices. Buying this smart watch on EMI allows you to experience the latest in wearable technology without a substantial upfront cost.

  • Samsung Galaxy Watch 4

Samsung’s Galaxy Watch 4 is an Android-friendly smartwatch with a range of health and fitness features. EMI options make it easy to stay connected and monitor your well-being.

  • Garmin Fenix 6

The Garmin Fenix 6 is a rugged and durable smartwatch designed for outdoor enthusiasts and athletes. It offers advanced GPS tracking, health monitoring, and long battery life. EMI can help you embark on your adventures with this watch.

  • Fitbit Versa 3

The Fitbit Versa 3 is a budget-friendly smartwatch with fitness tracking and health monitoring features. It’s an excellent choice for those looking to stay active and connected without a hefty price tag, and EMI plans make it even more accessible.

How to Buy Watches on EMI

  1. Select Your Watch: Choose the watch that fits your style and budget. Consider factors like brand, design, features, and specifications.
  2. Check EMI Options: When making your purchase, inquire about EMI plans available from the retailer or your credit card provider. Compare the interest rates and tenure options.
  3. Provide Necessary Information: To avail of an EMI plan, you’ll typically need to provide some personal and financial information. The retailer or financial institution will assess your eligibility.
  4. Choose Tenure: Select the EMI tenure that aligns with your budget. Longer tenures often result in smaller monthly payments.
  5. Complete the Transaction: Once your EMI plan is approved, you can complete the purchase of your chosen watch. You’ll need to make the monthly EMI payments as per the plan.


Watches are more than just timekeeping instruments; they are expressions of personal style and craftsmanship. Whether you’re drawn to the elegance of traditional timepieces or the functionality of smartwatches, the world of watches has something for everyone.

Buying watches or smart watches on EMI is a smart choice, as it allows you to enjoy the luxury and convenience of owning a watch without a significant upfront expense. You can select from iconic brands like Rolex, Omega, TAG Heuer, and Tissot, or explore the latest in wearable technology with smartwatches from Apple, Samsung, Garmin, and Fitbit.

So, whether you’re a collector, a tech enthusiast, or someone looking to make a style statement, EMI plans available with smart financial options like the Bajaj Finserv Insta EMI Card open up a world of possibilities to enhance your wrist wear collection. Make the most of these flexible payment options and elevate your style with the watch of your dreams.

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